255 W. Uwchlan Avenue 
Downingtown, PA 19335 
Facebook Twitter LinkedIn Google+ Yelp Instagram

We’re Here Today For Your Tomorrows

Auto Insurance AUTO Read More
Homeowners Insurance HOME Read More
Business Insurance BUSINESS Read More
Life Insurance LIFE Read More
Health Insurance HEALTH & EMPLOYEE BENEFITS Read More
Motorcycle Insurance MOTORCYCLE Read More

homeowners insuranceHome liability insurance provides financial protection to property owners. If someone visits your home, suffers an injury, and needs medical care, the policy helps pay for those costs.

However, not everyone is honest. If you suspect someone is not being honest about a claim, you should report it. Doing so can help protect your home insurance rates. There may be a few things you can do. The key here is to ensure you involve the right people in the process.

What Evidence Do You Have?

Just suspecting someone is being dishonest is not enough. If you report home insurance fraud, you will need evidence to prove your claim. For example, you may have home security footage showing someone did not fall on your property. This can work in your favor. Whenever you have such evidence, report it to your insurance agent.

If you suspect insurance fraud for any reason, contact your insurer. Your agent will work to determine the best way to handle the situation. This may include requiring the party filing the claim to produce more evidence. It may involve the police if the fraud is significant.

Insurance fraud carries a penalty. The person committing the fraud could face significant fines, probation and community service. In larger classes, individuals could spend time in jail. This does not impact you, as the homeowner. If the claim becomes criminal, you may have to testify in court regarding what you know.

The Good News to Know

Most home insurance agents have the training to spot and deal with insurance fraud. They know what it is, who is most likely to claim it, and how to avoid it.

More so, if your case goes to trial, you have a defense attorney to help you. In liability claims, your policy likely provides you with an attorney. This professional will work to support your claims. He or she is also working to reduce claims against the insurer.

You should not stay quiet if a person files a false claim on your home insurance policy. Doing so puts you at risk. You may be a suspect accomplice in some cases. In other situations, your rates may rise due to the claim. Don't let yourself become an unwilling participant in a crime. Report any information you have to your insurance agent. He or she will handle verifying the fraud or the accuracy of the claim.

Want to learn more about Downingtown homeowners insurance? Miller's Insurance Agency can help. Contact us today!

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014

View Mobile Version
Erie Insurance
Eastern Alliance Insurance Group
Lackawanna Insurance Group
© Copyright. All rights reserved.
Powered by Insurance Website Builder
Reach out and refer someone to us so we can give back to the community!
Every referral we receive, $5 will be donated to our Spotlight Charity of the quarter!