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Miller's Insurance Agency Blog: auto insurance

View the latest blog posts from Miller's Insurance Agency.

Imagine this: You’re taking a road trip for a winter holiday. It’s snowing heavily, but you’ve driven in worse.  Rounding a corner, you see lights flashing and cars stopped on the highway. There was an accident, and cars are at a standstill.  You start to panic. READ MORE >>

Whether you’re moving your child back home from college or hauling equipment for your business, a trailer helps when you need some extra space to pack things. While towing a trailer may not seem much different than driving a car, there are a few things to keep in mind before you hitch your trailer. READ MORE >>

Crunch. Uh-oh… it’s the unmistakable sound of a fender-bender. When a car rear-ends you in a parking lot, there’s a lot that races through your mind… including, “How much is this going to cost?” Unfortunately, with today’s high-tech cars, a minor impact doesn’t always mean minor damage. READ MORE >>

We all know there are plenty of driving hazards to worry about during the day – from rain and snow to deer and potholes. But driving at night adds a completely new set of challenges. Why? It all comes down to one word: visibility. READ MORE >>

The Insurance Institute of Highway Safety (IIHS) recently reported on a survey they conducted about safety belt usage among adult passengers. The survey found adults have a misperception that buckling up in the back seat is optional. READ MORE >>

Will my car fit in that parking space?  How do I park without hitting the cars around me? I don’t have time for this!  If you’ve ever been forced to parallel park your vehicle, chances are these thoughts have crossed your mind. It’s sometimes an intimidating and frustrating task. READ MORE >>

  The first step in determining whether a car is totaled (or, in insurance terms, a total loss) is to calculate its actual cash value (ACV) at the time of the loss. The ACV is how much your vehicle is worth after factoring in depreciation. READ MORE >>

  Daydreaming while driving is more dangerous than you’d think – and our new review of police data shows just when drivers might be “lost in thought” enough to cause a fatal crash. READ MORE >>

  The term “high-mileage vehicle” can sometimes be interpreted as “rust bucket” or “clunker,” but the truth is today’s vehicles are built better than ever. A car with 100,000 miles is no longer the maximum life expectancy for a vehicle. READ MORE >>

    If you need to repair or replace the car’s windshield due to damage, choose a reputable vehicle service shop. There is a growing fraud problem with “glass harvesters” or “windshield bullies,” who try to pressure consumers into making unnecessary repairs. READ MORE >>

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