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Miller's Insurance Agency Blog: auto insurance

View the latest blog posts from Miller's Insurance Agency.

We all know there are plenty of driving hazards to worry about during the day – from rain and snow to deer and potholes. But driving at night adds a completely new set of challenges. Why? It all comes down to one word: visibility. READ MORE >>

The Insurance Institute of Highway Safety (IIHS) recently reported on a survey they conducted about safety belt usage among adult passengers. The survey found adults have a misperception that buckling up in the back seat is optional. READ MORE >>

Will my car fit in that parking space?  How do I park without hitting the cars around me? I don’t have time for this!  If you’ve ever been forced to parallel park your vehicle, chances are these thoughts have crossed your mind. It’s sometimes an intimidating and frustrating task. READ MORE >>

  The first step in determining whether a car is totaled (or, in insurance terms, a total loss) is to calculate its actual cash value (ACV) at the time of the loss. The ACV is how much your vehicle is worth after factoring in depreciation. READ MORE >>

  Daydreaming while driving is more dangerous than you’d think – and our new review of police data shows just when drivers might be “lost in thought” enough to cause a fatal crash. READ MORE >>

  The term “high-mileage vehicle” can sometimes be interpreted as “rust bucket” or “clunker,” but the truth is today’s vehicles are built better than ever. A car with 100,000 miles is no longer the maximum life expectancy for a vehicle. READ MORE >>

    If you need to repair or replace the car’s windshield due to damage, choose a reputable vehicle service shop. There is a growing fraud problem with “glass harvesters” or “windshield bullies,” who try to pressure consumers into making unnecessary repairs. READ MORE >>

You missed a payment on your auto insurance policy. The agency sent you a letter. They will cancel your policy. What do you do? This type of situation can occur for many reasons. Most commonly, the owner made a mistake. Your auto insurance company knows this. READ MORE >>

A teen preparing to go to college needs to update his or her auto insurance policy. Doing so may reflect some key benefits. Depending on the situation, the cost of insurance may drop. In other cases, it is important to let the agent know about the changes. Getting ready to go off to school means preparing many things. READ MORE >>

Maintaining auto insurance is essential. A period of time when you do not have coverage can make it harder to get new coverage. Auto insurance can lapse for many reasons. Perhaps the most common one is nonpayment. If you do not have coverage, you are at a high risk of exposure. READ MORE >>

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