There’s countless articles out there that promise to save you money. The problem is, they offer tips like “sell your car and bike to work!” or “move to a smaller house.” At Miller’s, we understand you have a lot to balance, and your checkbook is one of them. The tips below are helpful ways to save you money, without you having to totally change your lifestyle.
Adjust the Thermostat
Although you may already implement this trick; we’re sure you don’t do it our way. Instead of succumbing to layering sweatshirts and blankets, simply turn your thermostat down before you leave the house or go to bed. This will save you money and energy during unnecessary times.
Turn Everything Off
Seriously, it adds up! Turn off the TV, the lights, the ceiling fans, and radio, the computer; everything! It’s a waste of time and energy to leave electronics and devices plugged in or turned on when they’re not in use.
Run Appliances at the Right Time
Your electric company likely has peak and off-peak hour’s program in which they charge differently for electric usage. While this has a tendency to be at night or in the early morning, a simple phone call to find out about the program could save you money!
Plan Meals Ahead of Time
Planning your meals ahead of time saves you money at the register. When you go shopping with a list, you’re more likely to stick to it and avoid last minute purchases (which are likely chips and cookies anyways!) be an even smarter saver by planning your meals around the store’s flier, where they offer coupons and discounts!
Invest in a Crockpot/Slow Cooker
Too often we order fast food or take out because after a long day the last thing we want to do is prepare a meal. Throw your ingredients in a crockpot and let it cook on low throughout the day, when you get home you have a meal fully prepared for you without the cost or calories!
Check Your Air Pressure
Routinely checking the air pressure in your tires will help with gas mileage. Not to mention it helps you to avoid any pricy tire replacements or service fees.
Don’t Spend Money Just to De-stress
Some people treat themselves to a beer or two after a hard day of work, and don’t pretend like retail therapy is something you’ve never tried. While these are acceptable and normal ways to distress, try doing something less costly. Read a book, go for a walk, watch a funny show, or listen to music; stress is a senseless thing to pay for!
Cancel Unused Memberships/ Subscriptions
Not going to the gym anymore but still paying a membership fee? Haven’t read the last three magazines that were sent to your house? Cancel them! It’s one thing to pay for things that you use occasionally, but if its
Brown Bag Your Lunch
It’s hard to get yourself up and make coffee in the morning, let alone an entire lunch but trust us, it’s easy! Make a simple sandwich, bring last night’s leftovers, you can even pack your lunch before you go to bed so you don’t have to rush in the morning. The fact of the matter is it’s incredibly expensive to eat out, even if you’re only spending a few bucks a day; it adds up!
Speeding drains your gasoline and you end up visiting Wawa much more frequently. Not only will you spend more in gas by speeding, but you increase the likelihood of getting in an accident or receiving a speeding ticket. Be smart and go the speed limit, or it’ll cost you!
Bonus Tip: Review Your Insurance Policy
When people think of saving money on insurance, many focus on their monthly premium. While finding the best rate is important, having the right protection in place is paramount. If disaster strikes, having a policy that can put the pieces back together can save you thousands of dollars.