Everyone wants to protect their vehicle’s paint job. However, a motorcycle requires special attention to detail to keep it looking shipshape.
Many riders use their motorcycles for recreational purposes. You likely want to use a quality piece of engineering as a motorcycle. Bikes often see improved value the more an owner pays attention to their appearances.
Maintaining a bike’s appearance takes work. Bikers may even customize a bike as time goes on to make it even more unique. The appearance requires money, therefore it also poses an insurance risk.
Insuring Your Bike’s Paint and Chrome
You may paint your bike using special detailing. You might even use special paints, primers, sealants and waxes to make the bike shine. Many drivers also customize their bikes by adding chrome or metal augmentation.
As you make your bike your own, it is best to understand the finer points of motorcycle insurance.
Generally, your standard bike insurance covers damages and repairs to your bike’s decorations.
However, adding customizations to your bike brings certain financial considerations. First of all, make sure that your policy covers customizations to the bike. Secondly, make sure that your motorcycle insurance has enough coverage to compensate for these customizations should they face damage. Additionally, some insurance companies require you to have modifications completed by professionals to extend coverage.
Protecting the Bike
By protecting your bike’s features, you do yourself and your insurance a favor. If you lose a well-maintained bike, it is easier for your insurance company to analyze claims. They will likely be able to easily see what repairs you need.
Neglecting your bike could cost you an insurance payout. Your insurance is unlikely to honor a claim for paint damage caused by normal wear and tear. Therefore, you should do everything you can to maintain the bike:
- Use only paints, waxes and modifications that fit your bike’s model. Correct enhancements will pose very little risk to the bike’s other systems.
- Wash your bike using only recommended methods.
- When parking the bike, take special care. Most manufacturers recommend that you store the bike in a garage or shed. You can also buy special covers that protect the bikes when you park them outside.
- Inspect your bike’s other systems very carefully. Because of the relatively unconcealed construction of bikes, internal systems can corrode decorations. Don’t allow internal systems to damage the bike’s appearance.
By protecting your bike’s appearance, you can preserve its value and insurance risks.
We are here to help you get a quote for motorcycle insurance Chester. Give us a call at (610) 269-4500 for more information.