Commercial auto insurance is an important part of protecting your business. Yet, commercial vehicle theft is not uncommon. If you own or lease a commercial vehicle, having ample financial protection is the start.
From there, you also need to take steps to reduce how enticing the vehicle is to a thief. Preventing theft is not foolproof. There are many instances in which you could do everything right and still face a break-in. However, there are steps you can take to keep your vehicle safer.
Implement a GPS System
This noninvasive system provides information to you about the location of the vehicle. This provides you with considerable protection from thefts. Some GPS tracking devices hide under the vehicle, out of sight. Should someone using the car take it to an unauthorized location, you will learn where the vehicle is. In a theft situation, it provides the police with a way to track the car.
Put a Security System in Place
Many vehicles today have alarms on doors. This may not be enough. It is best to add a fully-equipped anti-theft system to the vehicle instead. This may give you ample protection from someone trying to break in. Some manufacturers install these security features on vehicles before they leave the lot. That's important as it allows them to build the anti-theft tool into the car.
Use It Well
There are several things you and your drivers can do to further reduce vehicle theft risks:
- Park it in a well-lit area all the time. This ensures it is always easy to see from a distance.
- Store the vehicle in a garage when not in use. Keep that garage locked and secured as well.
- Place cones or other warning elements near the sides and back of the vehicle. This helps people know the vehicle is in use or monitored.
Encourage your drivers to take steps necessary to keep your vehicle safe. At the same time, you also want to connect with your business insurance provider. Make sure your commercial auto insurance plan reflects the value of your vehicle as well as the contents within it. That's an important step in minimizing the financial loss should a theft occur anyway.
Being vigilant is an important part of safeguarding your commercial vehicle. Recognize that the most common theft is one that is easy, such as leaving doors unlocked.
Need Downingtown commercial auto insurance? Miller's Insurance Agency, Inc. can help. Call us at (610) 269-4500 for a fast, free policy quote today.