255 W. Uwchlan Avenue 
Downingtown, PA 19335 
Facebook Twitter LinkedIn Google+ Yelp Instagram

We’re Here Today For Your Tomorrows

Auto Insurance AUTO Read More
Homeowners Insurance HOME Read More
Business Insurance BUSINESS Read More
Life Insurance LIFE Read More
Health Insurance HEALTH & EMPLOYEE BENEFITS Read More
Motorcycle Insurance MOTORCYCLE Read More

When you buy a motorcycle, you may use it in many ways like your standard vehicle. However, you also may use your vehicle in unique or specialized fashions. You might also face risks on your bike that you don’t face in your standard vehicle.

Drivers likely need insurance on both their standard vehicles and their motorcycles. As you search for vehicle coverage, you might wonder how to maximize the efficiency of coverage.

Can You Use the Same Policy for Both Cars and Motorcycles?

You’ve likely heard of what’s called a multi-car insurance policy. With this policy, drivers can often insure multiple vehicles and drivers. They may be able to use similar or identical coverage levels on the same policy. This is often a great way for auto insurance customers to manage coverage under one policy. By having one policy, drivers can often reduce the price they pay for coverage.

If you own both motorcycles and traditional cars, you might want add the vehicle and bike to a multi-car policy. Can you do this? The answer to this question is likely no.

Motorcycles and cars might both be vehicles. However, they require vastly different strategies to operate. Think about it, most vehicles have four wheels, while most motorcycles have two. Operating a motorcycle also requires specialized handling compared to a typical four-wheeled vehicle. Motorcycles therefore pose different risks to their operators than do other cars.

For this reason, motorcycles need their own insurance policies. Motorcycle policies often contain special coverage and limits compared to standard auto insurance. By investing in separate policies for cars and motorcycles, operators can ensure that both vehicles have adequate coverage.

Getting the Right Coverage for Motorcycles

Though motorcycle insurance and auto insurance are both different, they often contain similar characteristics. Motorcycle insurance operators usually can obtain coverage for:

  • Liability Insurance: Can protect motorcycle operators in case their driving actions harm third parties or damage their property.
  • Collision Protection: In the event of an accident, bikers may be able to use insurance to repair or replace the bike.
  • Comprehensive Insurance: More than just accidents can cause damage to a bike. This coverage may protect bikes from weather, fire and theft damage losses.

Each state has different motorcycle insurance requirements. Most motorcyclists have to maintain these minimum levels to operate legally. Your motorcycle insurance agent can help you get adequate coverage that lets you legally ride.

Call Miller's Insurance Agency, Inc. at (610) 269-4500 right now! We can help you get an effective, comprehensive Exton motorcycle insurance policy

Posted 1:30 PM

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014

View Mobile Version
Erie Insurance
Eastern Alliance Insurance Group
Lackawanna Insurance Group
© Copyright. All rights reserved.
Powered by Insurance Website Builder
Reach out and refer someone to us so we can give back to the community!
Every referral we receive, $5 will be donated to our Spotlight Charity of the quarter!