Guide for Renter’s Insurance
By: Erie Insurance March 2, 2016
Whether your goal is to avoid mowing a lawn or have unlimited access to a pool and fitness facility you never have to clean, or if you just plain don’t want to buy a house, you may be one of the 43 million households in the United States who rent a home, apartment or condo. In fact, according to Rent.com’s 2015 rental market report, rental inventory is near a 20 year low, meaning more people than ever are renting.
If you’re moving into a place of your own for the first time, the do’s and don’ts of renting can sometimes feel overwhelming. What happens if your fridge breaks? Should you tackle that sink clog or leave it for the landlord? Is renting even the right choice for you?
While you’ve probably always had someone in your life to remind you to clean out the lint trap in the dryer or to please not pour bacon grease down the kitchen sink, you’re on your own now. Yes, it might be nice if Mom and Dad could periodically stop over to check the smoke alarm batteries or tighten that doorknob, but it’s not always possible.
That’s where we can help. We’ve compiled our best advice for first-time renters. Be sure to check back periodically for updates. And if there’s a topic you’d like to see us tackle, send us your thoughts at Eriesense@erieinsurance.com.
- 9 Reasons to Quit Hating on Renting: Here’s the truth: It’s OK that you haven’t bought a house yet or may not ever. Renting can be awesome, especially when you’re just starting out. Need proof? Our blogger gives you her completely (un)scientific list.
- How to Steer Clear of Apartment Rental Scams: With more people renting, rental scams continue to pop up. Knowing how rental scams work and how to avoid falling for them goes a long way when it comes to protecting yourself. Here’s how.
- 5 Things to Tell a New Renter: All good landlords should share these tips with tenants, but in case they forget, we’ve got you covered.
- Who is Responsible for Repairs: Are there ever times when you would be responsible for making repairs to your apartment rather than your landlord? If you’re not sure, read this article. Think you know? Read this article anyway.
- 8 Maintenance Hacks Every Renter Should Know: While most rental agreements include a landlord who takes care of your major maintenance worries, there are a few things you can do to keep service calls to a minimum and protect your security deposit in the long run.
- Buying Renters Insurance? 6 Things to Consider: Everything you own has value, and most people actually underestimate the value of their things. That could leave you woefully under protected. We can help you figure it out.
- 8 Sustainability Tips for Renters: There are lots of ways for tenants to show love to Mother Earth.