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Downingtown, PA 19335

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Miller's Insurance Agency Blog

View the latest blog posts from Miller's Insurance Agency.

When spring arrives, many people want to head outside to start enjoying their space. A few home improvement projects may happen, too. Making changes to your home is not a problem. However, it is important to consider your home’s risk factors. Be sure that the changes you make do not increase risk. READ MORE >>

Many employers have to offer their employees certain types of health insurance. However, they usually have quite a bit of leeway to determine what benefits they offer. Year over year, your employer might make changes to the plans they offer. Along with changes by the insurer, you might find your plan different when it is time to renew your policy. READ MORE >>

Maintaining auto insurance is essential. A period of time when you do not have coverage can make it harder to get new coverage. Auto insurance can lapse for many reasons. Perhaps the most common one is nonpayment. If you do not have coverage, you are at a high risk of exposure. READ MORE >>

Life insurance provides financial protection for families. It gives you the knowledge that your loved ones will have financial support should you die. Many people purchase life insurance and forget about it. After all, it is not something you want to think about too often. READ MORE >>

Identity theft is a growing risk. Most people are at risk for some form of identity theft. Prevention is possible with careful attention. Yet, when it occurs, it can be very costly to any victim. According to a survey from Javelin Strategy & Research, there were $16 billion worth of identity theft incidents in 2016. READ MORE >>

It’s no secret that health care is expensive. Cutting-edge technology and delicate procedures make for hefty costs for providers and patients. For most patients, their health insurance pays for the majority of the costs of their care. This significantly lessens the out-of-pocket expenses that the average consumer faces. READ MORE >>

Buying auto insurance can be a big process. There are several types of policy options available. Before choosing, you will need to consider what type of protection is right for your vehicle. Most people need liability insurance. This legally-required coverage protects other drivers. READ MORE >>

Most people pay for insurance every month. Some people pay quarterly, semi-annually, or yearly. You usually pay one large premium to start a single-premium life insurance policy. After that, you don't have to pay again. To some people, paying a large premium isn't worth the cost. READ MORE >>

You wake up after a cold night to find that some of your home’s pipes burst. How did this happen? Water remains in your pipes almost continuously. During times of extreme freezing temps, the water in the pipes can freeze. The water expands within the pipes, creating pressure on the inside of the pipe. READ MORE >>

The more information a car insurer has about you, the better, right? Insurance agents usually base prices and coverage on the amount of risk a driver presents. Those with little risk usually pay less. Those who are more likely to be in an accident pay more. But, how do insurers know how much risk you present? READ MORE >>

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