Risk Managment Services

We can help you take steps to minimize your business's potential for loss.

Miller's Insurance Agency is able to provide your business the with tools to reduce your business's total cost of risk. Reviewing your risk management systems may help reduce the likelihood of insurance claims occurring.
                 

Services to Understand, Implement and Manage Risk Control

Miller's is capable of conducting an in-depth look at your business, your employees, and your potential for minimizing future claims.  Knowing every business has various needs, the agency can integrate the most effective tools into your business's safety strategies.  Managing risk of loss is a specialized process, which covers each facet of internal and external loss factors.  

The three step risk management process...

1. Pre-assessment

2. Interview

3. Analysis

...can add the following benefits:

Added Benefits

  • Workplace Safety Committee Certification and 5% Insurance Discount
  • Claims Management – NOT just Claims Processing
  • OSHA/DOT Training & Compliance
  •  Telephone hotline, Website & On-Site Support
  • Loss Prevention & Loss Control Policies and Procedures

Employee Management

  • Employment Application Review
  • Drug and Alcohol Use / Abuse Testing Policy
  • Transitional Duty / Early Return to work Program
  • Pre-Employment Physicals Review
  • Injured Employee Materials Packet
  • 450+ Online Safety Tips 
  • COBRA, Unemployment Compensation & Workers’ Compensation Management
  • Employee Handbook
  • Employment Practices Risk Assessments
  • Healthy & Safety Manuals

Other Benefits

  • Personnel Policies, Procedures & Forms
  • Personnel Records Management
  • Safety Committee Agendas, Training & Certification

 It is impossible to predict the future challenges, claims, and losses any business may experience; however, Miller's Insurance Agency, Inc., is equipt to begin working with your business to take steps to minimize your overall risk.

For direct assistance:

Dr. Mel Cooksey

Director of Risk Management at Miller's Insurance Agency

610-476-6326

mel@aethr.com