Equine Insurance
"I was concerned about insuring my daughter's beloved horse with someone who isn't an equestrian. Tricia and I chatted about types of supplements, places to trail ride and stories that ended with 'thank heavens they had equine insurance'. I rest easier knowing I am protecting the time and money I put in our horses."
- Janet Tutin, Horse Show Mom & Lover of "October Skye"
Equine Insurance: Quick Reference Guide
Contact Tricia Cichon directly for more information.
Articles of Interest:
"Miller's Higher Liability Limits Outweight the Competition"
"Why I Insisted on Equine Insurance"
Coverage Forms
Listed are the basic forms for coverage for an equine insured up to and including $100,000. Any equine under this amount require only an application for new clients and a statement of condition. An equine insured for over $100,000 require an application for new clients and a vet certificate to be completed by your veterinarian.
Application Statement of Condition Vet Certificate
Our Carriers
Great American's Equine Mortality Division is one of the world's leading providers of equine mortality insurance. Their Underwriting staff (many of which are horse-owners themselves, are knowledgeable of all breeds and uses to include horse racing, showing and pleasure riding. The in-house claims staff is available 24/7 and specializes in efficiently handling equine mortality and injury losses.
provides a broad range of horse insurance coverage: Equine mortality; Stable liability; Care, custody & control; as well as customized endorsements to meet the needs of horse owners.
Special horse insurance coverages
- Stable liability, liability coverage for stable owners' operations
- Care, custody and control, covers livestock which is in your care, custody and control
- Equine property endorsement, a $125 endorsement automatically provides:
- Up to $10,000* for damage or loss to tack and equipment
- $1,500* for spoilage of animal health products
- $3,000* for replacement of signs and entrance gates
- $3,000* for fences, corrals and pens
Travelers' Liability Application Travelers' Equine Insurance Brochure
Whether you operate several horse farms or simply own a few horses for pleasure, the everyday care of your animals should be your top priority, not worrying if your horse insurance coverage has you properly protected. Westfield's expertise in horse insurance enables us to customize a policy that meets your property and liability needs. Our team of underwriters will work closely with your independent insurance agent to identify your risk exposures and design a horse insurance policy that gives you the confidence of knowing you and your horses are fully protected.
- Farm dwelling
- Household personal property
- Equine equipment
- Horses
- Tacking equipment
- Farm personal property
- Outbuildings
- Equine liability insurance
- Personal liability insurance
- Horse farm operations liability insurance
- Equine Expanded Property Insurance
- Tack and equine equipment of others located on the insured location
- Field and pasture fences
- Private power and light poles, wiring and attachments
- Removal and replacement of arena footing
- Remove and replacement of bedding material
- Equine Activities Liability Insurance
- Animal Care, Custody and Control Liability Endorsement
- Commercial Equine Liability
- Farrier Liability
- Show Animal Club Liability
- Carriage/Wagon/Trail/Pony Rides
- Private Horse Owner Liability
- Horse Club Liability
- PATH Int'l Therapeutic Riding Centers